​Investment As A Long Term Business. 

Can you become a successful investor? Can it be your full time career? Let’s take a look at it


Future planning is an important ingredient for successful life. The more detailed the future planning is, the more easier your path towards success gets. For past few months, I have made it a habit to do the future planning and tracking my progress on regular basis. It has helped me a lot in my journey of life. 
The toughest thing about future planning is writing it on paper. It’s quite too easy to talk. However, when we begin to write the same, we face numerous hurdles. Yes, we struggle in the beginning. Gladly, the process gets easier every subsequent times.


Yesterday night, we (my wife and me) sat down to analyse our progress and to make some changes in the plans. Our main objective was to find out how we can gain accelerated growth over next couple of years. Currently we are invested into equity shares and we are garnering excellent returns. However, we wanted to find out opportunities which can give us better returns than equity shares and is risk marginal low risk.

During our search we reached to different options. Let me share them with you.

A) Starting our own brand of clothing and selling the goods so produced online as well as offline. This process can pay really well. Especially when you target a particular segment and produce your clothing in line with some broad objective. In our case we had the objective of coming ahead with Indian ladies kutis which won’t lose their colours so easily.

B) starting a hotel or delivery based food business. This business requires medium investment. However, there are quite too many factors that decide the success. You should have good offerings in menu at reasonable prices; you need to take care of hygiene at utmost level; the locality of restaurant should be good etc. 

C) starting a tour’s and travels business. This business needs medium level of investment along with experience. This sector is very competitive and full of risk.
Thus, we took different options and found that we didn’t like any of them. Thus we decided that for time being we won’t venture into any different business. We can keep up with investing in domestic equity, bonds, debuntures. 
What are the challenges underlying this option? 

A) its a sector riddled with risks. The share market is a risky place. It is dependent on quite a lot of factors like geopolitical issues, weather, different reports and all.

B) uncertainty of returns – no one can predict the returns of share market.

C) one wrong advice can ruin you. You need to study on your own.
In spite of all this. We decided to take investing as our long term business. Here’s what we thought about it.

1) we will not invest to get reach overnight. Instead our focus and target will be sustainable wealth creation. Shares market is a good place to accumulate wealth over long time.

2) we will not venture into small cap shares. These shares are high on returns and risk. We will avoid them. Instead we will trade in mid caps and large caps.

3) we will not be greedy. We are satisfied with 5 to 10% growth. 

4) we will not follow any advisory. The reason, no one knows the share market.

5) shares market isn’t gambling. So, we will not gamble on shares. Instead we will study each scrip carefully before making even the smallest purchase. 
We will follow these guiding principles every single time. 

We will keep you posted about our progress. 
Do share your views and opinions in comments. Waiting to hear from you.

Having The Goalbook #TowardsSuccess

I am going to explain you the science of goals today. This is the science used by many great leaders, philanthropists, philosophers and scientists of modern times. Read till the end to uncover the secret of success you can use in your daily life.

For past 8 to 9 years I have maintained the daily journals. It has been a secret potion driving my life till now. 

A few years ago, one of my mutual friends called me with her problems. The biggest problem she was facing in those days was that of mental depression. Her engagement was broken twice. She was ditched by her boyfriend and had married other girl. Each time she was a victim of the situations. And now, she had reached a stage where she had turned suicidal. She had called me for counsel.

In that period of time I was not so aware about helping someone mentally. However, I had had great experience in dealing with crisis. In every crisis I had ever faced, I wrote a journal note about it. Writing down my problems always lead me to the answers. It was like my journal was a wisest person on earth. 

I told her to write down her worries and thoughts. Even now I do not know why she trusted my counsel. She started writing about her worries. When she wrote her journal she also wrote what she wanted rather than what had happened. And magically, her state of happiness improved. When she called me after a week I could see the magic caused.

Two important things happened after this incident. One, my mutual friend got married to a really nice guy after 3 months. Two, I became a staunch follower of the practice of diary writing. 

I have named my previous journals as ‘The Learning’  and ‘The Journey’. In accordance with the names, I have witnessed the results. I learnt a lot when I wrote ‘the learning’. I had been through a lot of situations while i wrote The Journey. 

Today, my The Journey was completed. I sat down and thought about what my next journal should be about. And I have reached to the decision that It will be titled, ‘The Goalbook’. I am pretty sure that the journal is going to lead me towards my goals. Because that’s the logical state.

I strongly believe that whatever I write about in my journal I tend to believe and achieve it. It’s time for me to upgrade myself to the next level where I lead a life towards good health, good wealth, good success and lots of love. My goals are going to be in the same direction, and I am going to achieve them through the science of journal writing.

In case you happen to have any doubts let me explain the science of journal writing. Journal writing is a secret science used by many a great men to achieve success. Abraham Lincoln wrote a journal; Mahatma Gandhi wrote a journal and so did many great leaders of modern times. Martin Luther king, Anne Frank, Hitler are some of the examples. These people used to write What they believe in. They used positive affirmations while writing about their beliefs. They wrote about what they wanted. They used the art of visualization to their benefit. 

When we write something the thing becomes pretty clear to our mind and is easy to understand. Ones something is easy to understand it becomes easy to believe. Ones we believe something with full heart, we are sure to achieve it.

Let’s Start using this secret science many great people used for their success. Do let me know your views on the same.

What Is Common Among The Happy People I Met With #StayActive

My wife is a great observer. Yesterday she gave some inputs from her observations. Thought those were worth sharing.

We all look at the world. We all deal with different people. What we observe is, however, diffrent. Let me begin by saying, my wife is a great observer. She has got absolutely fabulous way of looking at the things. 

Yesterday we had been to the small business meeting. The meeting was hosted by a very senior person in the business. Recently the host had bough the big bungalow. We had heard a lot about the house from acquaintances, but hadn’t been fortunate to visit the bungalow. It was the first time my wife and me visited them.

When I left from the place I thought, “wow, the host is so rich and successful.” At the same point of time, my wife later revealed she thought, “wow, what a happy home. The walls are lined with paintings and bookshelves.” When we came back home, for the first time in my life, I felt that one day, I must have a bungalow like that. My small flat seemed quite uncomfortable to sleep in.

After the dinner my wife said what she had observed at the place. It gave an all new perspective to me. Let me put it in her own words.

‘The house was so big. They had just moved in and a lot of things were not properly kept. The interior designer had done a great job. He had kept the aura of place to be happier rather than making it overwhelming. The most amazing thing I felt was, there was a lot of positive energy. I felt happier from inside. A few things caught my attention. First one was, in each room there was a place for books. Happily enough, none was empty. There were books across different genres. Second, they had a lots of musical instruments. And they were not showcased. Looking at the host, Mr Bhardwaj, he always exhibits a positive energy. He is a multi talented person. He is a Sr vice president in the big firm, was socially active, had built a business in addition to the job, had lots of hobbies and interests.

I couldn’t help but go on to compare different great people.  Leonardo Da Vinci was a hyperactive person. He had numerous hobbies ranging from drawing, mathematics, inventions and religion. 

I have observed that successful people are always busy with something or other. They are always studying and learning new things. They are meeting new people and are passionate about what they do. That’s the secret behind their success, wellbeing and happiness. 

What do you think about it?”

Letter to Newspaper Editors #GoForDreams

​I have been planning to reach out to different newspapers to publish my articles. I very much wished to see my articles being published in the national papers. It seemed too ambitious to me. For quite some time, I kind of pushed myself back. I told myself that its too tough; it requires a great quality maybe I won’t be able to provide that; I feared that nobody will reply and my efforts will be wasted. 

But today, I decided to do it. I told myself that the worst that can happen is they will reject my request or won’t take efforts to write back. But, it might be a temporary ‘no’. They might reach out to me in future. Or, they might ask me to be a ghost writer. So I #TookAStep and began writing the letter. Am sharing the same with you. I am doing this because I feel firm on my feet when I share with my fellow readers. 

Dear sir/ madam,

Thank you for taking time to read the e-mail. 

I wish to publish my articles in your acclaimed newspaper. I am a marketing professional. I am working in the field for past three years. My work profile exposes me to meet, interact and deal with different people. I get to speak with professionals accross different industries, different ages and different geographical locations. My articles are largely influenced by those experiences. 

 I write on the aspects of self development. In my articles I share how I implemented different concepts from the well known self help books. All my articles are driven by my experiences. I believe they will get good connect with the mass audience, especially the youngsters.

The guide to self help is a need to almost every individual. Everyone wants to go ahead . Everyone is looking out for happiness, success and the much needed support. I provide my insights on different topics whos essence is to help ourselves grow. 

I would be very much obliged to you if you could extend the opportunity. Being an unknown to you, I would be delighted to meet you and share my thoughts on the same lines. My expectatation from you is to publish my articles in the columns of personal care, self help, motivation. 

Please find attached the sample articles written by me.

Hope to hear from you soon.

With Best Regards.

How To Achieve Anything with Power of Visualization #SucceedYourself

EIarly morning today, read a chapter from a book. It’s marvellous content got me hooked. It gave me confidence that I can achieve anything.

It was raining when I woke up early at 5 AM. It was neither possible nor advisable to go for a #MorningWalk in such a weather. The first thought that came to my mind was to go back to sleep. Because it was cold. However, I was doing just the same every other day. So I got myself up and running. Since there wasn’t much to do, I took up a self help book I had bought a month back. The book was ‘Succeed Yourself by Richard Denny’ I opened a random chapter and got hooked up on it.

The chapter was about the #PowerOfVisualization. I liked the way author had put his thoughts on the subject. More than anything the author had focused on #Affirmations and detailed visualization. I also got to believe that if we believe in an idea and there’s not an ounce of doubt in our belief, we can achieve anything. The author had given examples of how different athletes had put the concept of visualization and affirmation to there belief. Find some of those examples here:


Now the question was, how do I visualize and use affirmations. So, I am sharing my affirmations and visualizations here. Because if I dare to speak out my affirmations and visualizations I tend to believe it. It will lead me towards its fulfilment.


1) I am a good man. I believe in equality. I believe that God lies in each one of us. Thus I love and respect everyone equally. 

2) I am a family loving person. I love, care and respect for my family members. 

3) I believe in my potential. I have a capability to achieve anything.

4) I am a strong person. I do only those things in which I believe.

5) I strive to help everyone. Regardless of who the person is, if he asks for my help, I provide help.

6) I respect everyone’s individuality. 

Visualizations :

1) I want buy a 2BHK home in Pune. I have also decided as to how I wish to paint it. I have also visualized which furniture and lights I want in there. I have decided to buy the house in the time frame of 10 months. I want to have the new house as a birthday gift. My birthday falls on 5th June.

2) I want to write a novel. I visualized how I want its cover design to be. I am currently working on it and plan to publish it in June 2019.

Dear reader, I strongly believe that the power of visualization works. I urge you to use it to your belief. 

Everyone Has Got A Story #Listen

It’s not easy to understand someone. Because it involves a very important aspect of personality- habit of listening. This is the secret of a happy, successful and fullfiling life.

I saw two senior citizens waiting for someone at the entrance of the jogging park. When I was about to complete a first round, I noticed that the person they were waiting for had arrived. The trio of senior citizens looked too familiar with one another. It seemed like they were college time buddies. Now, they were in their late sixties. The person who came late was giving some explanation, I guessed he was giving reason behind the delay. It was just another situation, however, today it triggered the chain of thoughts in me.

How many of us really like to #Listen? How many of really put themselves in someone’s shoes? How many of us let someone #Explain the situation and not be angry at the first chance.

In one of the novels I have read, a writer has explained life as series of stories. Each story interlinked with another like a web. Each story having some consequences  that impact someone else.

It’s important to listen the story which a person has got to tell you. If a delivery boy did not arrive on time, he has #GotTheStory. If the person forgot to do something for you, he may have got a story. Everyone has got a story to tell. If you give some attention and keep some #Patience you may give someone great relief. You may end up making someone feel happier, better and stronger. 

He Knew How To Sell #MarketingAnything

Marketing is a must have skill for everyone. I learn a secret of marketing from a street vendor today. It was certainly an important lesson in my life.

Marketing isn’t just a job. We need to learn and implement marketing in our day to day life. When we find it difficult to express our feelings in words; when you find that people are not finding you worth; when you want to get things done from anyone – #MarketingSkill skill is what you want. Because unless your do the marketing of your skills, qualities, offerings you won’t be able to get their worth.

Marketing is a one tough game. I am working in this field for as much as 3 years now. Still I find it tough. My mind often wonders what is the one secret to marketing.

There are a few vendors selling healthy food and drinks just outside the jogging park. These people set up their makeshift stalls right from when the first person comes for jogging. I find them highly #Dedicated towards their business. They don’t have much of the variety in offerings. They sell Carrot juice, bitterguard juice and breakfast cereals. The best part about their makeshift stalls is, they hang the posters on them. The poster has the mention of health #Benefits of their products. They convey it rightly. But every vendor does the same. That’s not much of a learning. The #SecretOfMarketing came in broad light when I spoke with the vendor.

When I asked about the bitterguard juice he said, “Have it sir, its a very nice juice. Just take a look at its benefits. They are miraculous. So many rich people especially come to my stall for bitterguar juice.”

What an astounding answer! The vendor poured all the secrets of Marketing in simple words.

The best part was, he said #ItIsReallyGood. This sentence kills you. Everyone is looking for Good things.

He showed me its benefits in #WrittenForm. I already knew them. We humans tend to think that written things are more true. That surely makes an impact. 

The last part was most essential of all. When he said that so many rich people come to his stall for bitterguar juice, he meant the juice is surely good. But he has the best of it.

He surely made his sell. I think human beings are born as followers. Most of us follow rich, famous and successful people. So when someone tells us like, rich people do this- do that, we tend to follow.

I bought a glass of bitterguar juice. It was so bitter. When I finished it, I read what was written in the end of poster “It May Taste Bitter But Has Sweetest Effects. Thank You, Come Back Again.”